Plans to Fit Every Budget and Vehicle
Every owner and vehicle has different protection needs.
Tell Us About Your Vehicle & Yourself
Best Coverage
Diamond
This plan is our most popular contract because it is most similar to the manufacturer warranty that accompanies a new car. Covering issues ranging from engine and transmission failures, to starter problems, and fuel pump breakdowns.
View Sample CoverageExtensive
Platinum
This vehicle service contract is the best coverage option for a vehicle with higher miles on it, it protects your vehicle’s engine, transmission, AC, electrical system, starter, water pump, fuel pump & more.
View Sample CoveragePowertrain Plus
Gold Select
This vehicle service contract is great for vehicles with over 100,000 miles. Coverage includes the engine, transmission, and water pump, as well as the starter, alternator, A/C, and power window motors.
View Sample CoveragePowertrain
Silver
This vehicle service contract is a powertrain coverage. It covers the most important parts of your vehicle, including all lubricated parts on your engine, transmission, and water pump.
View Sample CoverageSpecialty Coverage
Aluminum
This vehicle service contract is great for covering most electrical and computer-related problems including engine control module, starter, alternator, navigation/GPS, electrical system & more.
View Sample CoverageOther Coverage
MOTORCYCLE & ATV
These contracts have different types of coverage compared to the others listed. The various contracts below cover motorcycles, all-terrain vehicles, and other special circumstances.
View Sample CoverageElectric
ELECTRIC VEHICLE
These vehicle service contracts are designed for fully electric vehicles. These programs can cover various vehicle parts including the electric drive unit, electrical system, battery pack, and more. See contract for full details.
View Sample CoverageWhat is a vehicle protection plan?
A vehicle protection plan, also known as a vehicle service contract, is an agreement that covers the repair or replacement of specific mechanical and electrical components after a covered breakdown. It protects owners from surprise repair bills once manufacturer coverage ends.
CarShield's vehicle protection plans are built around this same idea. Instead of paying the full repair cost out of pocket, you pay a predictable monthly rate and a deductible, and we help cover the parts and labor for whatever' parts are included in your contract.
It's important to note that a vehicle protection plan is not the same thing as a manufacturer warranty or a dealership-issued extended warranty. Those come from the automaker or dealer and typically end after a set number of years or miles.
CarShield's plans are separate contracts you can add at any point, with many people choosing to add them right around the time their factory coverage is running out.
Find the Right CarShield Vehicle Protection Plan for You
Not sure where to start? Here's a quick recap of CarShield's lineup of protection plans:
- Diamond: our most extensive option, closest to a new-car manufacturer warranty
- Platinum: extensive coverage built for vehicles with higher mileage
- Gold Select: powertrain-plus protection designed for cars over 100,000 miles
- Silver: core powertrain coverage for the essentials
- Motorcycle & ATV: coverage built for non-standard vehicles
- Electric Vehicle: protection for EV-specific components like the battery pack and drive unit
Every one of these auto protection plans can be tailored further based on your vehicle's age, mileage, and how you drive. For more information, learn how CarShield works through enrollment and claims from start to finish.
What does a vehicle protection plan cover?
Compare Coverages For All Plans
| PART | DIAMOND | PLATINUM | GOLD SELECT | SILVER | ALUMINUM | MOTORCYCLE |
|---|---|---|---|---|---|---|
Engine |
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Transmission |
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Drive Axle |
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Transfer Case |
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Water Pump |
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Air Conditioner |
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Starter |
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Alternator |
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Power Windows |
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Fuel Pump |
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Radiator |
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Fuel Injector |
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Factory Audio |
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Steering |
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Suspension |
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Electrical |
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Brake System |
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Main Engine Computer |
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Instrument Cluster |
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NAV / Backup Camera |
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Wiring Harness |
A vehicle protection plan generally covers repair or replacement costs for the mechanical and electrical components listed in your contract along with related labor. Depending on the plan, that can range from core powertrain parts to more comprehensive systems like electrical components, climate control, and onboard electronics.
Coverage details vary by plan and by vehicle, so the exact components protected under your contract may differ slightly from the chart above. View sample contracts for a full breakdown of what’s included in a vehicle protection plan here at Carshield. You can also contact us directly, and our representatives can walk you through specifics for your vehicle.
The Bottom Line on Vehicle Protection
Whichever tier fits your vehicle, CarShield's car protection plans are built around one goal: saving you from the financial stress of unexpected repairs.
Every plan comes with month-to-month flexibility, no cancellation penalties, and access to ASE-certified repair shops nationwide. They’re all backed by an A+ BBB rating and thousands of verified customer reviews.
Why you should choose CarShield? The short version is this: predictable costs, flexible terms, and a plan built around your car, not a one-size-fits-all policy.
Ready to find your fit?
Call 800-588-8501 to get a quote or talk through your options for an auto protection plan with a real person today.
Common Questions and Answers
Is my service contract transferrable?
Many of our car protection plans are transferable if you sell your vehicle to another person. Contact one of our representatives at 1-800-588-8501 to discuss the specific terms of your contract.
If my vehicle is used/pre-owned, do I qualify for coverage?
Yes, we accept used/pre-owned vehicles as well as new. Please contact one of our representatives at 1-800-588-8501 , and we will further review your information.
Which vehicle service contract is right for me?
When choosing one of our vehicle protection plans, no matter its level of coverage, make sure it offers a cancellation option, a monthly payment plan, towing and rental car options,. CarShield backs each of its auto protection plans with these services and offerings; many other warranties and service contracts don’t offer this level of customer satisfaction. Give us a call at 1-800-588-8501 and we can help you find the best vehicle protection plan that suits your needs.
Can I put more than one vehicle on the same service contract?
No. Because each vehicle is different in terms of its mileage, age, overall condition, and repair history, each contract we create is vehicle-specific. This ensures that each of your vehicles receives the right level of protection. We do, however, offer multi-car discounts on our car protection plans.
How do I choose the right CarShield protection plan?
Start with your vehicle's age and mileage. Newer cars often fit well with Diamond or Platinum, while high-mileage vehicles tend to suit Gold Select or Silver better, and EVs or specialty vehicles have their own dedicated plans. Call 1-800-588-8501, and a representative can help match your car to the right coverage.
Is a vehicle protection plan worth it?
For many drivers, yes, especially once a manufacturer warranty expires. Car protection plans trade an unpredictable repair bill for a flat monthly cost and covers major components like the engine and transmission. Whether they’re worth it depends on your vehicle's age, mileage, and how long you plan to keep driving it.
When should I purchase a vehicle protection plan?
The best time is before your manufacturer warranty expires, so there's no coverage gap in between the two. That said, CarShield also accepts used, pre-owned, and higher-mileage vehicles, so it's rarely too late. The sooner you enroll in one of our auto protection plans, the sooner your vehicle is protected against a costly, unexpected repair.
How long does CarShield Vehicle Protection last?
Most CarShield vehicle protection plans run month-to-month, so your coverage continues for as long as you keep your payments current. There's no fixed end date, no long-term commitment, and no penalty for canceling early. This gives you the flexibility to keep your protection active for exactly as long as you actually need it.
CarShield could help save you thousands in potential car repairs.
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